Curtis Chen, CFP® has been helping individuals and families pursue tax efficiency since 1996.
In partnership with your tax professional, financial advisors can actually help you mitigate tax liability in several key areas of your life - not just with your investments. Take a deeper look at how Curtis Chen, San Mateo financial professional, can help you integrate tax planning into your financial life.
Tax-Efficient Investment Management
Many investors have a variety of investments in different accounts, but knowing the right combination is key to a tax-efficient portfolio. Curtis can help you take advantage of strategies like these to pursue a well-optimized portfolio:
- Asset location (taxable, tax-deferred, tax-free accounts)
- Tax-loss harvesting
- Investment selection (the actual makeup of your portfolio)
Retirement Tax Planning
In our opinion, saving for retirement is the easy part. Knowing how to make your money last through retirement is the challenge for most retirees, and that's where we come in. The Chen Financial Group can help you create a personalized withdrawal strategy that aims to maintain your current lifestyle. We do this through:
- Tax-efficient withdrawal strategies
- Roth conversions
- Required Minimum Distributions (RMDs)
Estate Planning & Wealth Transfer
In collaboration with your estate planning attorney, the Chen Financial Group can help you plan practically for the transfer of your wealth, but also focuses on educating and empowering the next generation on the importance of financial literacy. We can help with:
- Charitable giving strategies
- Trust planning
- Tax credit maximization
- Collaboration with your estate planning professional(s)
Real Estate Tax Planning
If you're an investor who has real estate in your portfolio, collaborating with a financial planner is a great way to help you take advantage of the tax benefits. We can help with:
- Planning for capital gains
- Wealth transfer strategies specific to real estate
- Integration of real estate into your full financial plan
Disclaimer: Curtis Chen and the Chen Financial Group are not tax professionals. Please consult your tax professional for tax advice specific to your situation.